:root{font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:#273c59;background:#f4f6fa;line-height:1.75;font-size:16px}
*{box-sizing:border-box}
body{margin:0}
header{background:#14223b;color:#fff;padding:44px 24px 38px;border-bottom:4px solid #2563eb}
header div,main,footer,.legal-nav{max-width:880px;margin:auto}
header a{color:#fff;text-decoration:none;font-weight:800}
h1{font-size:clamp(2rem,5vw,3.25rem);line-height:1.05;margin:.7rem 0}
header p{color:#d9edf4;max-width:680px;margin-bottom:0}
.legal-nav{display:flex;flex-wrap:wrap;gap:10px;padding:20px 20px 0}
.legal-nav a{font-size:.875rem;font-weight:650;text-decoration:none;padding:8px 13px;border:1px solid #dce5f1;border-radius:8px;background:#fff;color:#365886;min-height:42px;display:inline-flex;align-items:center}
.legal-nav a:hover{text-decoration:underline}
main{padding:18px 20px 56px}
article{background:#fff;border:1px solid #dfe6f0;border-radius:14px;padding:clamp(22px,5vw,42px);box-shadow:0 4px 20px #17253b06}
h2{font-size:1.25rem;margin-top:2rem;line-height:1.3}
h2:first-child{margin-top:0}
a{color:#245cc5;text-underline-offset:4px;overflow-wrap:anywhere}
.meta{color:#607781;font-size:.9rem}
.notice{padding:16px 20px;background:#edf3ff;border-left:3px solid #2563eb;border-radius:8px;color:#34517d}
blockquote{margin:22px 0;padding:22px;background:#f6f8fc;border-left:3px solid #2563eb;border-radius:8px;font-weight:600;color:#314d73}
li+li{margin-top:.45rem}
.actions{display:flex;flex-wrap:wrap;gap:12px;margin:28px 0 0}
.button{display:inline-block;background:#2563eb;color:#fff;text-decoration:none;font-weight:650;padding:12px 20px;border-radius:9px;min-height:48px}
.button.secondary{background:#fff;color:#2457ad;border:1px solid #c4d4ed}
footer{padding:0 20px 36px;color:#607781;font-size:.9rem}
a:focus-visible,button:focus-visible{outline:3px solid #2563eb;outline-offset:4px}
header a:focus-visible{outline-color:#a9ceff}
@media(prefers-reduced-motion:reduce){*{scroll-behavior:auto!important}}
@media(hover:hover) and (pointer:fine){.phone-action{display:none}}
@media(max-width:520px){header{padding-top:22px}.legal-nav{gap:14px;overflow:auto}article{border-radius:14px}.actions{display:grid}}